What we offer
Protection that fits your life
Term insurance
Protect your family financially in your absence. A term plan replaces lost income and covers future responsibilities.
Health insurance
Medical costs rise every year. Health cover protects your savings from unexpected hospital bills.
Claim and renewal support
Renewals, claim documentation and follow-up, including escalation through the right channels when needed.
How we help you
We do not push policies. We help you make better decisions.
We explain every policy in plain language, no jargon
We compare options across insurers with a simple cost-benefit view
We help you fill forms correctly to avoid future claim issues
We help you understand the cover you may actually need
We support you through the claim process when the time comes
Who this is for
You need a fresh look at your insurance if
Do you need cover?
- 1Family depends on you
- 2Business liabilities
- 3Home loan or debt
- 4Only employer cover
- 5Unsure of policy
How much life cover might you need?
A quick first estimate
Life Cover Calculator
ProtectionEstimate how much life cover your family may need to replace your income and clear loans, after counting existing cover and savings.
Illustrative estimate based on the assumptions you enter. Actual cover depends on your full situation and insurer terms. This is not a recommendation to buy any policy.
Frequently asked questions
Your questions, answered
1. I already have insurance from my employer. Is that enough?
Usually not. Employer cover often ends when you change jobs or retire, and it may fall short during a major medical emergency. Independent cover keeps your family protected either way.
2. How much term insurance do I need?
It depends on your income, your family’s expenses, your loans and the savings you already have. The calculator above gives a first estimate; we go through the details with you.
3. Should I mix investment and insurance?
Many people find it simpler to keep protection and investment separate. We explain the trade-offs clearly so you can decide.
4. What if my claim gets rejected?
We help you understand the reason, organise the documents and escalate through the insurer’s grievance process or the Insurance Ombudsman where appropriate. We do not assess or settle claims.
5. Can you help with renewals?
Yes. We remind you before renewal dates and help you review whether the cover still suits you.
Still have questions?
Bring them to a short clarity conversation. Plain answers, no pitch.
Book a Clarity CallNot sure how much cover you need?
Talk to our team. We will look at your situation with you and explain clearly what cover makes sense.
Insurance is subject to the terms and conditions of the policy and insurer approval. Masego provides guidance, documentation support, coordination and follow-up; it does not assess, audit or settle claims.